We will have an introductory meeting to fully explain how our service works, identify your primary financial needs and objectives, answer any questions, agree the work to be completed and our payment terms.

Once we have agreed to work together we will gather your financial information to provide a comprehensive and detailed picture of your circumstances and confirm your objectives.

With all your information to hand, we will research and select products to construct our solutions and meet your objectives. This Financial Plan will include your financial position, your objectives and our written recommendation.

We will meet and explain the plan to you. It will set out specific and realistic recommendations that are designed to achieve your objectives over an agreed time period.

Having agreed your Financial Plan, we will commence work on implementing our recommendations to you. At this point you can relax in the knowledge that we will be taking care of all the necessary final steps to turn your Financial Plan into a reality.

Where on-going service is agreed, your adviser will help you review and amend your Financial Plan to make sure it remains on track to achieve your objectives. Reviews will take account of any changes in your personal circumstances, financial market conditions and relevant legislation.